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Kim Gibbons 
Kim Gibbons
Florida, Broker Associate
 
Phone: (850) 439-1811 Email: kim.gibbons@era.com
Toll Free: (866) 906-1811  

REAL ESTATE & MORTGAGE NEWSLETTER

February 2004

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Emotion vs. Reason in Real Estate

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If you are selling a home, real estate agents will usually refer to it as a "house".  If you are buying a house, agents will often refer to it as a "home."

Why?

Because when you are buying a home, it is more than "just" a purchase.  It is where you go "home" after a hard day on the job.  It is where you raise your kids and lovingly watch them grow.  It is where you watch the Super Bowl, barbecue in the back yard, or plant flowers every year to admire their blooms. 

You aren't buying a space to eat and sleep.  You're moving into your private "safe haven."  A place you can call "home" for years.

Someday, you will sell that house, and when you do - it becomes someone else's home.  If you're still thinking of it as your home, selling is more difficult.

How do you let go?

It is very difficult, but necessary.  To sell your home effectively, you need to make rational decisions.  You need to let go of all the little touches you've added to the property and not be connected emotionally. 

Most "home improvements" don't add as much value as you might think -- they might not have as much appeal to a potential buyer as they do to you. 

The buyer is looking at your house and imagining it as his or her home.  You need to help them.

So take your photos off the walls.  Remove the sports trophies from the fireplace mantle.  Clean the "junk" out of those drawers in the kitchen.  Remove whatever you may have accumulated in your garage, basement or attic.  If you want to keep it, put it in storage and pick it up when you move.

Sell a house.  Help someone else find a home.

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Valentines Day

Question of the Month

The secret to Valentine's Day and every other day in your life, if you have someone special in it, is that there is no secret.  Make your loved one feel special, valued, and important.  Then those feelings come back to you, too.  Start now.

 

- February Movies, Roof Repairs (continued).

- Interest Rate and Housing Market Analysis, graphs

We have negotiated a contract on a house to include $2800 to go towards a new roof.  Now our lender says the roof has to be finished before we close.  Is this right?

Answer:

Yes.  The house is the lender's security and they want their collateral in fine shape before they fund the mortgage loan. 

Interest Rates

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30-year fixed rates have remained steady over the last several months.  In February, growth in the economy and jobs may send rates slightly higher, but experts have been predicting -

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Housing Market

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The average sales price in the United States increased 9.66% over the last year. The annual pace of existing home sales fell 6.94% last month.  To get more information and regional analysis

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Ask any real estate related question

Your Ideal Home Request How much will you net by selling your home? When you're thinking of selling your home Interest Rate Quote If you need a professional real estate agent now.

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Home Buying Tips  |  Home Selling Tips

Kim Gibbons
Florida, Broker Associate

 

Equal Housing Opportunity

Phone: (850) 439-1811

Toll Free: (866) 906-1811
E-Mail: kim.gibbons@era.com