Buying Your First Home


Are you buying your first home? REALTORS® are real estate Professionals that can help guide you. Make Sure You Choose a top expert.

This is one of the best time in many years for first time home buyers; home prices are down, there are many homes to choose from and interest rates are low. There are also many special opportunities for first time home buyers that are not available to other kinds of buyers.

Many people are some what fearful or often intimidated by the prospect of buying a first home. As a top Pensacola and Destin area real estate expert, it is my goal to help you, from beginning to end of this process.  I will take the time to thoroughly explain each and every step during the buying process.

Here are some questions that we will consider together
  • How much home can you really afford?
  • How much money you may need as a down payment
  • What kind of mortgage can I qualify for
  • Resources to secure a home with little or nothing down
  • What it takes to get approved for financing
  • What banks and other financial institutions are looking for
  • Estimate how much your home payments will be
  • Understand the tax advantages of home buying
  • Understanding the purchase contract and your obligations
  • Negotiating the contract
  • Obtaining a home inspection
  • How to handle repairs to be made before and after closing
  • Shopping for insurance
  • Organizing your move
  • Is renting or buying a home, the better option for you?


Tell me about your situation then I will get right back to you. There is no charge for this information and no obligation to buy.

Are you new to the home buying process? Tell us your concerns. Ask us questions. It's my job to help you! There is no obligation, and we promise to get back quickly with answers.

Call 850-380-9064 or Contact Us

Thank you,

Kim Gibbons
Realtor/Broker

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