Emerald Coast Realty
  • Home
  • Condos for Sale
  • Homes for Sale
  • MLS
  • Sell A House
  • Our Realtors
Login
850-437-5618

Sign in to your account

Need to reset your phone number?

Don't have an account with us?

Click here to sign up.

Pensacola Property Search

TO
Advanced Search

Address Search

How Does Title Insurance Work?

The Old Pensacola Courthouse

When you buy real estate, your lender will require you to purchase both homeowner's (casualty) insurance and title insurance. While homeowner's insurance protects against future loss due to property damage, title insurance protects against future loss from claims resulting from property ownership defects that occurred in the past. Title insurance covers such things as forged signatures, claims of undiscovered heirs, liens, and encumbrances, as well as many other risks.

The title insurance company conducts a thorough search of public records to find all information relating to the property such as: who currently owns the property, any easements or restrictions, and liens or encumbrances against the property. With this information, the title company works with your real estate professional and your lender to prepare the documents and close the transaction. After closing, the proper documents to transfer title are recorded, and title insurance policies issued to you and your lender.

The charge for title insurance policy is a one-time premium paid at closing. The fee includes the cost of the title search, examination, processing, and the title company's risk involved in protecting your interests as well as your lender's.

For more information about title insurance, call me. I will be happy to assist you in meeting with a title insurance representative.

Like or Share
Loading likes...

Property Search Options

  • MLS Search
  • Search Condos
  • Featured Properties
  • Foreclosures

Types of Available Homes

  • Waterfront Property
  • Luxury Homes
  • Downtown New Construction
  • New Homes
  • Golf Course Homes
  • Multi-Family Homes
  • Pensacola Beach Townhomes

Pensacola Communities

  • East Hill Pensacola
  • North Hill
  • SW Pensacola/ NAS
  • UWF/ Scenic Hills
  • Scenic Hwy Pensacola
  • Beulah/ Pine Forest
  • Downtown Pensacola
  • Historic Pensacola
  • Nature Trail
  • Navy Point
  • East Pensacola Heights
  • Innerarity Point/ Island
  • East Pensacola FL
  • Northwest Pensacola

NW Florida Homes

  • Pensacola
  • Pensacola Beach Homes
  • Pensacola Beach Condo
  • Perdido Key
  • Destin Condos
  • Destin Homes
  • Navarre FL
  • Navarre Beach Condos
  • Gulf Breeze
  • Fort Walton Beach
  • Okaloosa Island
  • Cantonment FL
  • Pace FL
  • Milton FL

Pensacola Beach Condos for Sale

  • Portofino Towers
  • Beach Club
  • Verandas Condos
  • Santa Rosa Towers
  • Emerald Isle
  • Emerald Dolphin
  • Baywatch
  • Boardwalk
  • Sans Souci
  • Palm Beach Club
  • South Harbour
  • Regency Towers
  • Tristan Towers
  • Sabine Y&R Club
  • Starboard Village
  • Seahorse
  • Villas on the Gulf
  • Port Side Villas
  • La Bahia
  • Santa Rosa Dunes
  • Deep Water Cove
  • Sand Dollar

Real Estate Tools and Articles

  • Real Estate Articles
  • Home Sales Trends
  • Emerald Coast Blog
  • Agents Only
  • First-Time Home Buyers
  • New Home Builders
  • Finding a Divorce Realtor

Emerald Coast Realty

  • See More Properties
  • Condos for Sale
  • Homes for Sale
  • Emerald Coast Realtors
  • Pensacola Real Estate
  • Area Foreclosures
  • New Homes and Builders
  • Pensacola MLS
  • Real Estate Blog
Emerald Coast Realty
125 W Romana St, Suite 620
Pensacola, FL 32502
850-437-5618


Licensed Florida Real Estate Brokerage

Copyright © 2021 All Rights Reserved
Logo is Trademark of Emerald Coast Realty Pros Inc.

Privacy Policy, Accesibility

 

Nearby Communities

  • Pensacola Beach
  • Fort Walton Beach
  • Navarre Beach
  • Destin FL Condos
  • Gulf Breeze Houses
  • Perdido Key Real Estate
IDX Real Estate Websites by
• Accessibility